When Should I Plan for Long‑Term Care?
Though no one likes to think about it, as we age, we may not always be able to handle things on our own. When daily activities become too difficult, long-term care helps provide the assistance we may [...]
How the OBBB Could Affect Your Healthcare Situation
When it comes to retirement planning, long-term care is one of the most overlooked and expensive needs. And for many retirees, Medicaid has historically been a financial safety net that helps cover those costs. The One Big [...]
How to Use Your HSA Wisely in Retirement
Retirement is a time to enjoy the fruits of your labor. But amidst the dreams of travel and newfound hobbies, there's one aspect that often looms large: healthcare expenses. Enter the Health Savings Account (HSA), a tool [...]
LTC: Why You May Need It
Long-term care (LTC) is a comprehensive array of medical, personal care, and other services coordinated to address the physical, emotional, and social needs of chronically ill or disabled individuals. One important aspect is that LTC is not [...]
4 Reasons Your Retirement Needs a Healthcare Strategy
As you approach retirement, it’s easy to focus on financial planning, travel dreams, and leisure activities. However, one critical aspect that often gets overlooked is healthcare. A well-thought-out healthcare strategy can help to ensure you thrive in [...]
Healthcare and Your Retirement: Where to Start
Preparing for healthcare expenses in retirement may be a good idea because studies suggest that most couples will spend approximately $315,000 on healthcare during their retirement years.[1] This staggering figure underscores the importance of developing a robust [...]
Do You Have a Plan for What Medicare Doesn’t Cover?
It’s a common misconception that Medicare will cover all health costs during retirement. Frequently, we encounter clients with comprehensive retirement strategies that have considered nearly every aspect of their retirement except healthcare. They tend to assume that [...]
No Long-Term Care Strategy? It Could Cost You
Planning is a massive part of retirement, and you’ll want to make sure you’re keeping an eye on all of the factors that go into your plan. One thing that our professionals see people overlooking all the [...]
Medicare Open Enrollment is Happening Now!
The open enrollment phase for Medicare runs from October 15 to December 7 each year.[1] During this period, you have the opportunity to adjust your healthcare plan and prescription medication coverage as per your requirements.[1] Each year, [...]
Understanding the Complexities of Long-Term Care
While staying healthy is something achievable in retirement, there is no way currently to reverse the aging process. As such, health needs arise, including those for doing daily tasks. Assistance for such tasks is called long-term care. [...]
